Used car deals of the week: Snazzy MINI and Cupra bargains
Used car finance deals on upmarket models from MINI and Cupra, plus a wildcard Audi TT that still looks fresh
If you’re buying a used car, it’s even more important to research the deals available thoroughly, and be open-minded to the best used car deals on offer. This can often save you lots of money if you’re prepared to consider different models.
To help you find the top used car deals in the UK, our team of experts regularly check the classifieds to look out for top models and great value prices.
This week's top picks include two hatchbacks that don’t feel like a downgrade if you’re downsizing, along with an Audi TT wildcard: a two-door coupe that is no longer available new, but still looks fantastic today.
Each week we’ll add a selection of the best used car deals, and move our past picks down the list while they are still available, so you can check those out too.
It’s important to avoid the potential pitfalls that can come with buying a used car, and we’ve got a guide explaining all the things to look out for. We’re featuring mainly nearly-new cars on this list, most of which are still within the manufacturer’s warranty and available on an approved used scheme, but also throwing in a wildcard in case you fancy something a little older and more interesting. However, we haven’t viewed these cars in person, so it’s important to check out their history, and ideally organise an inspection, before going ahead with a purchase.
Read on for our list of the best used car deals.
Best used car deals – latest deals updated: 19 September 2024
Our pick of this week’s used car PCP deals…
Used MINI Hatch: £210 a month
Fancy a fun runabout that doesn’t feel like you’ve taken a downgrade in quality? The MINI Hatch fits the bill perfectly, and examples just a few years old cost just over £200 a month.
Model: MINI Hatch 1.5 One Classic manual
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Superminis aren’t as on-trend as SUVs at the moment, so it’s easy to forget just how well suited they are to British roads and buyers. This used approved MINI Hatch is a perfect example, being small enough to easily whizz through gaps in traffic, duck into multi-storey car parks and even find a home on a small driveway. This example comes with cruise control, LED lights and DAB radio, while its 1.5-litre petrol engine can return up to 52.3mpg. Sitting in insurance group 13, it should also be affordable to cover for most drivers.
Used Cupra Born: £263 a month
A nearly-new, highly-rated electric family hatchback for well under £300 per month? Not only that, but this Cupra Born has covered just 18,887 miles since it left the factory.
Model: Cupra Born 58kWh V2 automatic
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The Cupra Born is the more stylish sibling of the Volkswagen ID.3, and we also rate how it drives and its standard equipment level more highly than the VW. Remarkably, this nearly-new example could be on your driveway for under £300 a month. Once there, it won’t cost you much more each month, thanks to zero VED road tax (until 2025), reasonable insurance and recharging that should be quite a bit cheaper than running a combustion-engined car, especially on a cheap home electricity tariff. This Born comes with 19-inch alloy wheels, dual-zone climate control, a 12-inch infotainment display and LED headlights.
Carbuyer wildcard: Audi TT
Fancy a stylish coupe that won’t age badly? The Audi TT might be off the menu at new car showrooms, but that should only serve to bolster demand for used examples like this.
Model: Audi TT 1.8T S Line manual
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We’ve chosen this example, because not only does it look very crisp finished in white paintwork with bi-colour alloy wheels, but it’s also something of a purists choice. Its 1.8-litre petrol turbo engine might only put out 180bhp, but the fact it comes with a manual gearbox means it’s great fun to engage with, and it should feel light on its feet too. It’s also easy to live with every day and can even return up to 47mpg on a gentle cruise.
More used car deals…
See more used deals we’ve featured in the past few weeks…
Used Alfa Romeo Stelvio: £369 a month
The Alfa Romeo Stelvio is one of the best-handling SUVs we’ve driven, and this example has less than 20,000 miles on the clock.
Model: Alfa Romeo Stelvio 2.0T Sprint Q4 automatic
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SUVs might be all over the place, but it’s still possible to stand out in this stunning red Alfa Romeo Stelvio, with a black leather interior. Not only does it look great, but its sharp steering and balanced handling mean you’ll also have a smile from behind the wheel. It’s powered by a 2.0-litre turbocharged petrol engine, paired with a smooth automatic gearbox for effortless acceleration. This example is a one-owner car with below-average mileage for its age.
Used BMW 330e: £292 a month
If you want an executive saloon, this BMW 330e with rear-wheel drive and 288bhp should get your pulse racing, yet it can also travel for up to 37 miles on electricity alone.
Model: BMW 330e 2.0 12kWh M Sport automatic
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If sleek saloons are more your cup of tea than hatchbacks, then this approved used BMW 3 Series PHEV is available for well under £300 a month. It’s fitted with a small battery pack that can easily be charged up at home, giving it enough EV range for short trips to the shops or work. If you want to go further or faster, the 2.0-litre petrol engine chimes in, and the rear-wheel drive BMW is surprisingly sporty to drive. Everything is well built, and thanks to a growth spurt over the years, the 3 Series is also quite roomy inside.
Used Fiat 500e: £204 a month
The Fiat 500e is one of the most affordable EVs when new, and an even bigger bargain on the used market – this example is under £250 per month.
Model: Fiat 500e Red 42kWh automatic
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The Fiat 500e is one of the most desirable small EVs, thanks not only to its chic Italian design, but also to its peppy performance around town and the fact it’s incredibly easy to park. This car is fitted with the desirable 42kWh battery pack, giving it a longer range of 199 miles for those times you need to escape the city. A 10.25-inch touchscreen and seven-inch digital instrument cluster is also fitted as standard, along with 85kW fast charging at public charge points.
Used Fiat Panda: £152 a month
Despite being just over a year old and having a warranty until 2026, this attractive Fiat Panda is available for £152 a month.
Model: Fiat Panda 1.0 MHEV manual
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Are you a fan of ‘squircles’? If so, the squares with rounded edges are a prominent design feature of the quirky Fiat Panda, which is full of Italian style. It’s also incredibly economical to own and run, and while it’s not exactly an SUV, it does offer passengers a slightly elevated position for a great view of the city. With mild hybrid tech, its 1.0-litre petrol engine can deliver a diesel-like 57.6mpg and insurance is also some of the cheapest around. This example has been given an 82-point RAC service and inspection and comes with 12 months of RAC breakdown cover.
Hyundai Ioniq Electric: £151 a month
The Hyundai Ioniq is an efficient electric model that can seriously cut your motoring bills, and low-mileage examples for around £150 a month represent a real bargain.
Model: Hyundai Ioniq Electric 38kWh Premium automatic
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The Hyundai Ioniq was notable at launch for being offered in either hybrid, plug-in hybrid or fully-electric guises, and it’s the EV we’re focused on here that has the biggest ability to slash your motoring costs. Its low-slung shape and smooth grille are very aerodynamic, helping it achieve an impressive range between charges, even if its 38kWh battery looks small by today’s standards. It’s also quiet, smooth and spacious enough for families.
Used Kia Ceed: £212 a month
Incredibly, this 2022 Kia Ceed can be had for just over £200 a month and still has five years of its manufacturer warranty remaining, which should make for hassle-free motoring.
Model: Kia Ceed 1.5 T-GDi ‘3’ manual
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Although cars like the Volkswagen Golf and Ford Focus will be the first to spring to mind when it comes to family hatchbacks, the Kia Ceed has become a worthy rival in the class. Now in its third generation, the Ceed has evolved to offer excellent passenger comfort, plenty of interior mod cons and a polished driving experience. The 1.5-litre petrol engine also has a turbocharger fitted, ensuring it has enough punch to tackle country roads and motorways. Take it easy, and it can also return close to 50mpg.
Used Mazda MX-5: £281 a month
The Mazda MX-5 is the world’s best-selling sports car, but its popularity doesn’t make it feel any less special from behind the wheel. For £281 per month it promises to be one of the most affordable and fuss-free used convertibles on sale…
Model: Mazda MX-5 1.5 Sport manual
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If you keep doing something, you get better at it – and Mazda has built millions of MX-5s. It’s one of the finest-handling cars on sale, but as a used buyer, you’ll also be happy to know it’s also reliable and cheap to run. Fitted with a high-revving 1.5-litre engine, the lightweight MX-5 can return almost 45mpg and costs the standard rate each year to tax. This Mazda Approved Used example comes with LED lights, sat-nav, heated seats and rear parking sensors, along with a full Mazda service history.
Used Mazda MX-30: £134 a month
Take your first foray into electric car ownership with this Mazda MX-30 that offers low running costs, and small-SUV practicality, with used prices from well under £140 a month.
Model: Mazda MX-30 First Edition 35.5kWh 5dr Auto
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The Mazda MX-30 is the brand’s first-ever electric car, and the brand has injected some of its DNA to make it stand out in the EV crowd. It features rear-hinged doors that open the opposite way round – a quirk that harks back to the Mazda RX-8 sports car of the mid-2000s – and it’s fun to drive just like the MX-5 sports car. This approved used example is finished in white, and has done just 30,588 miles on a 71-plate. With a £2,000 deposit, you can have it for just £134 per month over 48 months, but you can tweak this for a cheaper deposit and slightly higher instalments if it better suits your budget.
Used MG4: £182 a month
The MG4 burst onto the scene with an affordable price and great specs, and used examples now seem like even more of a bargain. You can pick one up on a used finance deal for well under £200 a month.
Model: MG4 51kWh SE automatic
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With SUV-like styling and a sharp nose, the MG4 is a fashionable family hatchback. It’s also a real cost-saver, because so long as you can charge cheaply, you’ll be saving lots of money versus petrol or diesel. It’s also free to tax (until April 2025) and avoids ULEZ charges. Our 2024 Best Family Electric Car is surprisingly fun to drive, with plenty of punch from its electric motor, and a driving range of up to 218 miles. This one-owner example hasn’t even passed the 10k-mile mark yet, and it has a full MG service history and over five years of warranty cover remaining.
Used MINI Convertible: £283 a month
The MINI Convertible is the UK’s top-selling drop-top, so there are plenty to choose from if you don’t mind a used example. For less than £300 per month it’s hard not to be tempted…
Model: MINI Convertible Cooper Classic 1.5 Steptronic automatic
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You’ll be sure to cut a dash this summer driving a bright yellow MINI Convertible with black alloy wheels and exterior trim. With fewer than 15,000 miles on the clock, this fun-to-drive cabrio is barely a quarter of the way through its life. It’s fitted with sat-nav, along with air-conditioning for when the roof is closed. This approved used example has also been through a 124-point inspection and benefits from a full MINI service history.
Used Nissan Qashqai: £179 a month!
One of Britain’s best-selling cars, the practical Nissan Qashqai is a hit with families, and this 18,000-mile car comes with an MoT with no advisories and a full service.
Model: Nissan Qashqai 1.3 DIG-T Mild Hybrid Acenta Premium manual
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Finished in grey, this one-owner Qashqai might have the styling of a tough SUV, but its 1.3-litre mild hybrid petrol engine should be gentle on your wallet. It’s also loaded with kit, including a seven-inch touchscreen and digital instrument screen, intelligent cruise control and LED exterior lighting. There’s also a comprehensive suite of technology to help keep you safe. This example has been fully serviced and valeted, ready for its next owner to enjoy.
Used Peugeot 3008: £280 a month
The Peugeot 3008 has been one of our favourite mid-size SUVs in recent years, and there are lots of nearly new examples for well under £300 a month.
Model: Peugeot 3008 1.5 BlueHDi Allure Premium Manual
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Traditional hatchback buyers have flocked to SUVs thanks to their added practicality. The Peugeot 3008 is a stylish example, with a unique interior design, a decent-sized boot and lots of space for passengers and child seats. It’s also safe and economical, despite its raised height. This diesel example can return around 60mpg, making it superb for longer trips and family holidays. It’s also loaded with tech, including a 10-inch touchscreen, a 12.3-inch instrument display, LED headlights and front parking sensors. This example has also been through a 145-point check and an extended warranty is available for extra peace of mind.
Used SEAT Ibiza: £201 a month
The SEAT Ibiza is one of our favourite used superminis, and we think this sporty FR trim is a bargain for £201 per month.
Model: SEAT Ibiza 1.0 TSI 94bhp FR manual
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The SEAT Ibiza offers the best of both worlds, offering sporty looks and performance, but with the practicality of five doors, a hatchback and a surprisingly roomy interior. This example comes fitted with a sprightly 1.0-litre TSI petrol engine with 94bhp, which is plenty to give the lightweight hatchback a good turn of speed. It’s economical too, returning just over 50mpg. This dealer also includes a two-year SEAT Approved warranty and breakdown cover.
Used Tesla Model Y: £425 a month
We really rate the Tesla Model Y, naming it the Best Company Car in our 2024 awards. Used examples with low mileages like this car are now available for well under £500 per month.
Model: Tesla Model Y RWD automatic
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With less than 10k miles on the clock, this Model Y is virtually a demonstrator, yet it’s available on used car finance for just £425 a month. This is helped by the low APR rate of 7.9%. While Tesla is still regarded as a new kid on the block, the Model Y has taken the world by storm, becoming a global best-seller. Not only is it quick and efficient, it’s also practical for families, with a large boot and an additional ‘frunk’ storage space under the bonnet that can come in very handy. There’s plenty of space inside, too, and the interior is particularly minimalist, with almost everything controlled from a large central touchscreen.
Used Toyota Aygo X: £151 a month
If you want a stylish and reliable car it’s hard to beat the Toyota Aygo X. Prices are becoming seriously tempting – this example is just over £150 per month – and a long warranty means unexpected bills are highly unlikely.
Model: Toyota Aygo X 1.0 VVT-i Edge manual
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The Toyota Aygo X is the latest evolution of the Japanese brand’s popular city car, which has now grown in both stature and abilities. SUV styling and slightly raised suspension means it can take more knocks and it’s easier to get in and out of, without compromising its agile handling. It’s fitted with a frugal 1.0-litre petrol engine that’s capable of returning up to 58.9mpg. In fact, cheap running costs are the name of the game, and servicing at a Toyota dealership can keep the warranty intact for up to 10 years from new.
Used Volkswagen Golf GTE: £272 a month
If you aren’t ready to go for a fully electric car, and you’d prefer a hatch to a saloon, the Volkswagen Golf GTE offers petrol and electric motoring for under £300 a month.
Model: Volkswagen Golf GTE 1.4 TSI DSG automatic
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This sporty Golf might be easily mistaken for a GTI, but it’s actually a GTE – with both a petrol and electric motor, along with a battery pack. This allows it to return up to 246mpg on the combined cycle, and so long as you charge it often, it could consume almost no fuel at all during local trips. This also results in CO2 emissions of just 21g/km for low Benefit-in-Kind liability. This example is fitted with 17-inch alloy wheels and both a 10.3-inch digital instrument cluster, along with a 10-inch infotainment touchscreen.
Carbuyer wildcard: Cupra Ateca
If you need a family-friendly SUV, but you’ve also enjoyed owning a hot hatch or sports car in the past, the Cupra Ateca could be your ideal partner. Under its sensible bodywork lurks the same engine as the Volkswagen Golf R…
Model: Cupra Ateca 2.0 TSI 4Drive DSG automatic
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That means the Cupra Ateca is packing a highly-tuned 2.0-litre petrol turbo engine with 297bhp, paired with a lightning-fast DSG automatic gearbox and grippy four-wheel drive system. Play with the driving modes, and it can turn from a quiet, comfortable school run car one moment, to a B-road bruiser the next. It’s one of the most fun SUVs this side of a Porsche Macan as a result, yet this example costs around £25k.
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Carbuyer wildcard: Toyota GR86
We reckoned the Toyota GR86 was the best affordable sports car when it was available, but sadly, getting hold of a new car in the UK was rather tricky due to a limited supply. Used examples are readily available though, including this car with only delivery miles.
Model: Toyota GR86 2.4 D-4S manual
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When the Toyota GT86 launched back in 2012, testers and owners loved its fun handling, but there was a general consensus it could handle more power. The GR86 saw an increase in engine size to deliver more grunt, along with a bit more polish in just about every other area for good measure. The resulting model became our favourite affordable sports car, with handling to rival a Porsche for the price of a Volkswagen Golf GTI. This approved used example looks great in metallic grey paint with dark alloy wheels, and it comes with a warranty and 14-day return guarantee for extra reassurance.
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